• 2020 Year of the Rat Royal Mint Lunar 1 oz Silver Bullion Coin Reverse
  • 2020 Year of the Rat Royal Mint Lunar 1 oz Silver Bullion Coin Obverse
  • 2020 Year of the Rat Royal Mint Lunar 1 oz Silver Bullion Coin Reverse
  • 2020 Year of the Rat Royal Mint Lunar 1 oz Silver Bullion Coin Obverse
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2020 Year of the Rat Royal Mint Lunar 1 oz Silver Bullion Coin

This is the 2020 UK 1oz Silver Year of the Rat bullion coin. This lunar coin is part of the Royal Mint's Shengxiao Collection. 

The coin is struck from 999 fine silver and contains one troy ounce of the precious metal. 

These coins are pre-owned. You can add a gift box to your order in the basket area. 


(Special Scheme Inc. VAT)
Totals are approximate until metal prices are confirmed on the next LBMA fix.

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Terms & Delivery

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Royal Mit Lunar Series

2020 is the year of the rat (or mouse). It officially starts on 25th January, 2020. 

The rat is actually the first animal in the lunar cycle. The Royal Mint did not start to produce lunar coins until 2014, with the Year of the Horse, so the rat is only mid-way through their series. 

Year of the Rat

Those born under the Year of the Rat / Mouse are said to be successful, clever and content with living a quiet life. Other years of the rat include 2008, 1996, 1984, 1972, 1960 and 1948.


The obverse was designed by Jody Clark. It shows the fifth coinage effigy of Queen Elizabeth II. 


The reverse was designed by P.J. Lynch. It shows a rat amongst some foliage. The designer said:

Rats are such intelligent creatures. I tried to reflect those qualities when I was making my designs for the Year of the Rat coin.


Diameter 38.61 mm
Weight 31.21 g
Fineness 99.9%
Carat Fine Silver
Actual Metal Weight 1 Troy Ounce
Mint The Royal Mint
Finish Bullion
Obverse Designer Jody Clark
Reverse Designer P.J. Lynch
Terms & Delivery

Terms of Sale - Key Points

You can find more information on payment and identification requirements.

Bullion coins are provided as is and on occasion may have some minor scratches or edge knocks. These are not regarded as faulty or damaged goods as their precious metal content and value as a bullion coin is not affected. Any coin sold for a value less than a 180% intrinsic is considered a bullion coin.

Gold investment products are VAT free. Silver investment products are inclusive of VAT at the current rate unless otherwise stated.

All investment products are based on the live precious metal price. Prices will be fixed once the item has been added to the basket and recalculates just before checking out. 

If your product is not a graded coin and is considered a bullion item, it should be noted that these are bought and sold on low premiums over their precious metal content and not solely for aesthetic purposes; therefore, some products may have edge knocks and/or marks. These edge knocks and marks do not alter the specifications of the coins.

Please note that all investment products are exempt from the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 and therefore customers do not have the right to cancel their order once the order has been accepted. If customers no longer wish to go ahead with their investment purchase, there is an option to sell the products back to Chard (1964) Ltd instead. View our current buy back prices.

View our full Terms & Conditions.

Delivery Information

We aim to dispatch orders within 48 hours of receiving cleared funds. Our standard delivery methods are as follows.

Orders over £60 - Fully Insured Delivery.

  • Within the UK and BFPO - Next day fully insured and tracked. Delivery starts from £6. 

Orders under £60

  • Within the UK and BFPO - Royal Mail 2nd Class. Your order will normally arrive within 2-3 working days. Delivery starts from £3.50.

If you wish to have your order sent by an alternative method (e.g., Saturday Guaranteed) please contact +441253343081 for more information. Please note, we will not dispatch high value orders over a bank holiday weekend.

For international delivery, please check with your local customs office for more information on custom duty and taxes.

Full delivery information can be found by clicking here.

Postal Insurance

We offer fully insured delivery on all special delivery options. We do need to pass on the cost of this insurance as it soon adds up shipping high value gold and silver products. 

  • Orders under £1500 there is no additional fee.
  • Orders over £1500 we charge a fee in order to cover the increasing costs of insurance. For every £1500 we apply a £1 fee. 

If you require any assistance, please do not hesitate to call the showroom on +441253343081 and one of our team can discuss your purchase.