General
We accept most forms of cleared funds.
We prefer payment by cheque (payable to "Chard"), but are happy with cash.
In our showroom we accept debit cards.
We accept credit cards subject to a 3% surcharge.
For high value purchases or gold bullion, we allow a generous week for UK cheque clearance before shipping, for USA we allow one month.
If you would prefer quicker despatch, you may wish to pay by bank transfer (wire) instead.
From Indonesia we accept payment by bank transfer only!
Please remember to quote the ebay item number when paying.
Our advice would be to print off the "Seller's Payment Status", and enclose it with your payment. This helps to make things idiot-proof at our end.

UK Customers
As most of our auctions are conducted in pounds sterling (GBP), most UK buyers should have no problems. the following is a list of payment options we suggest, in approximate order of preference.

• Cheques
  We are quite happy to accept personal or company cheques in sterling drawn on a UK bank. For larger amounts, bullion purchases or new customers, we reserve the right to clear cheques before despatching orders.
• Cash
  We never refuse cash payment in sterling, although for larger amounts there are new anti-money-laundering regulations, and bank transfers are a practical option. Cash can be posted safely using Royal Mail's special Delivery service.
• Bank Transfer
  For large transactions, a bank transfer may be convenient. Please ensure that your bank quotes a unique reference, such as your name and the ebay item number.
• Postal Orders
  Postal orders are acceptable, but are an expensive way to pay.
• Debit Cards
  We accept debit cards in our showroom, although we do worry about large amounts. We are slightly wary of CNP (Cardholder Not Present) transactions, but if you wish to pay using your debit card by post, please enclose fully detailed instructions, including all necesary card details, and signature, with your order.
• Credit Cards
  We believe credit cards are inflationary, and profiteering by banks, but we will accept them, somewhat reluctantly, subject to a surcharge of 3%. This applies only to Visa and Mastercard. We do not accept American Express or Diners Club cards at any price. Simply enclose all relevant card details with your order, and your signed authority to charge your card with the appropriate amount. You can leave us to calculate the amount if you wish.
  
• Other Currencies
  Although most UK buyers will wish to pay in sterling, we will also accept euro banknotes, US dollar bills, and Swiss franc banknotes. Please make a slight allowance for exchange rates. We have currency accounts in euros and US dollars, so can accept transfers, and cheques in these currencies drawn on appropriate banks.
• PayPal
  In case you didn't notice, we do not currently accept PayPal. If we did, we would have ticked the "We Accept Paypal" box on the "How to Pay" form.

Telephone Instructions
Although many companies regularly accept card payment by telephone, we prefer not to. It's too easy for mistakes and misunderstandings to occur, and it's also too easy for the fraudsters to use a stolen credit card number. Please use one of the other methods suggested above.

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